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| To rent or to own? That is the question. http://archive.theskyiscrape.com/viewtopic.php?f=7&t=82657 |
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| Author: | thodoks [ Mon Feb 13, 2012 6:56 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
Doug RR wrote: thodoks wrote: Doug RR wrote: thodoks wrote: Doug RR wrote: thodoks wrote: Well that's disappointing. we will be celebrating here with friends the next night. http://gjelina.com/ I suspect you'll be dining on snapper, yes? when I get home, yes So, take out then? the lamb meatballs with spiced yogurt and then probably the Gnocchi with braised oxtail Doug, do you have any good homemade vodka sauce recipes? I love a good gnocchi in vodka sauce. |
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| Author: | Doug RR [ Mon Feb 13, 2012 6:58 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
thodoks wrote: Doug RR wrote: thodoks wrote: Doug RR wrote: thodoks wrote: Doug RR wrote: thodoks wrote: Well that's disappointing. we will be celebrating here with friends the next night. http://gjelina.com/ I suspect you'll be dining on snapper, yes? when I get home, yes So, take out then? the lamb meatballs with spiced yogurt and then probably the Gnocchi with braised oxtail Doug, do you have any good homemade vodka sauce recipes? I love a good gnocchi in vodka sauce. I've made it a few times, its nothing out of the ordinary but it works..I probably spice it up more than most with red pepper flakes...what's in yours? |
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| Author: | thodoks [ Mon Feb 13, 2012 6:59 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
Oh, I don't have one. I'm still shopping around. |
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| Author: | Doug RR [ Mon Feb 13, 2012 7:04 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
thodoks wrote: Oh, I don't have one. I'm still shopping around. I dont really go off of measurements but. cup or more of vodka canned roma's with the juice as well as a can of tomato sauce lots of garlic olive oil parsly basil heavy cream red chili pepper flakes you can even add chopped up prosciutto depending what your having it with |
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| Author: | thodoks [ Mon Feb 13, 2012 7:05 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
Do you find it necessary to add a bit of sugar when canned tomatoes are involved? I usually do. |
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| Author: | Doug RR [ Mon Feb 13, 2012 7:07 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
thodoks wrote: Do you find it necessary to add a bit of sugar when canned tomatoes are involved? I usually do. do you find it too acidic? I rarely cook anything with sugar but its works if you have acidic reactions |
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| Author: | bart d. [ Mon Feb 13, 2012 10:33 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
Careful adding sugar to sauces with alcohol already in them. |
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| Author: | pnjguy [ Tue Feb 14, 2012 9:04 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
Use San Marzano tomatoes. Saute the garlic and olive oil first. Don't burn the garlic. Use actual basil leaves. No sugar. |
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| Author: | 62strat [ Wed Feb 15, 2012 9:00 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
http://usawatchdog.com/mortgage-settlem ... #more-7122 http://www.appraisalinstitute.org/ano/n ... 4&id=17017 :\ |
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| Author: | LittleWing [ Sat Mar 03, 2012 10:59 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
Putting in an offer on a house next week. Since I'm a disabled vet I get the zero down VA home loan with the 2.5% servicing free and all PMI waved. 3.88% financing. Score. |
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| Author: | Chris_H_2 [ Mon Mar 05, 2012 7:59 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
LittleWing wrote: Putting in an offer on a house next week. Since I'm a disabled vet I get the zero down VA home loan with the 2.5% servicing free and all PMI waved. 3.88% financing. Score. Just curious (and I ask this all sincerity), but what terms would you have received if you weren't disabled? |
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| Author: | LittleWing [ Mon Mar 05, 2012 11:54 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
I would have paid PMI (a huge deal), would have had to pay 2.5% of the house to the VA, and my rate would have been a bit higher. 3.95-4% prolly. The bank I am going through might charge a slightly higher rate, but they don't sell your mortgage to one of the big banks, and that's worth something to me. |
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| Author: | Skitch Patterson [ Tue Mar 06, 2012 12:21 am ] |
| Post subject: | Re: To rent or to own? That is the question. |
Come on HARP 2.0. Come on Fannie.. let's get that Automated underwriter updated already. |
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| Author: | Rebar [ Tue Mar 06, 2012 12:26 am ] |
| Post subject: | Re: To rent or to own? That is the question. |
LittleWing wrote: I would have paid PMI (a huge deal), would have had to pay 2.5% of the house to the VA, and my rate would have been a bit higher. 3.95-4% prolly. The bank I am going through might charge a slightly higher rate, but they don't sell your mortgage to one of the big banks, and that's worth something to me. Even with all that, the VA is awesome. I went through the VA for our house. I'm not a disabled vet but the interest rate was way better. Could have done zero down but put a decent down payment to get a better rate. |
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| Author: | vegman [ Tue Mar 06, 2012 6:34 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
LittleWing wrote: I would have paid PMI (a huge deal), would have had to pay 2.5% of the house to the VA, and my rate would have been a bit higher. 3.95-4% prolly. The bank I am going through might charge a slightly higher rate, but they don't sell your mortgage to one of the big banks, and that's worth something to me. PMI is a killer. I'm glad my wife and I waited until we had a large enough down payment to avoid it. So many people throw money away on mortgage insurance and have no idea what it even is. |
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| Author: | LittleWing [ Wed Mar 07, 2012 12:09 am ] |
| Post subject: | Re: To rent or to own? That is the question. |
I weighed not doing zero down, but my rate wouldn't have been any different. With the zero down my "rent" still goes down $200 a month from what I am paying now for a roof over my head. This will allow me to put some money into the house immediately, and also pay down some of my higher bearing interest debt: read student loans. Oh, I can also buy another assault rifle and a lot of ammo. |
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| Author: | broken iris [ Wed Mar 07, 2012 12:53 am ] |
| Post subject: | Re: To rent or to own? That is the question. |
So much do you guys think is the cut-off for renting instead selling your house when you move? My total mortgage payment is around $1400 (less than $200k remaining) and rents in the area about $1600-1800. Is that enough for me to consider being a landlord? |
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| Author: | $úñ_DëV|L [ Fri Mar 09, 2012 2:00 am ] |
| Post subject: | Re: To rent or to own? That is the question. |
broken iris wrote: So much do you guys think is the cut-off for renting instead selling your house when you move? My total mortgage payment is around $1400 (less than $200k remaining) and rents in the area about $1600-1800. Is that enough for me to consider being a landlord? After property management fees and maintenance, you're probably breaking even. If you're breaking even, you probably only want to be a landlord if you can't think of a better way to deploy the cash. |
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| Author: | Spike [ Sun Dec 09, 2012 7:51 am ] |
| Post subject: | Re: To rent or to own? That is the question. |
this has become quite the quandary in the spike household lately |
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| Author: | Skitch Patterson [ Sun Dec 09, 2012 2:53 pm ] |
| Post subject: | Re: To rent or to own? That is the question. |
My new house should be done in about a month. |
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